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Making the Most of Your Retirement Plan

Joy Watkins
Mike Switzer/SC Public Radio

Most would probably agree that the number one goal in retirement planning is to be sure your money outlives you and not the other way around.  For example, a healthy non-smoking couple retiring at age 62 should plan on needing 30 years of income – that’s a long time.  But our next guest says there is a lot more to retirement planning than calculating a lifetime income stream.

Mike Switzer interviews Joy Watkins, a certified financial planner with Anchor Investment Management in Columbia, SC.

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After almost 20 years, Mike Switzer retired from Wells Fargo Securities in 2001 as Senior Vice President/Investment Officer and Certified Portfolio Manager. In 1999, he and his wife, Maggie, purchased and operated for eight years the Baskin Robbins ice cream store on Forest Drive in Columbia. They grew the store from a bottom-tier operation in the Baskin Robbins franchise system to one in the top 5% nationwide within three years, tripling sales along the way. While operating the ice cream store, Mike and Maggie received patents for a portable ice cream sink and fold-down sneezeguard they invented and in 2002 started Magnolia Carts, an ice cream cart manufacturing company, which they sold in 2013.