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Agreeing to an out-of-network doctor's financial policy, which protects their ability to get paid and may be littered with confusing jargon, can create a binding contract that leaves a patient owing.

Lottery retailers in nearly every state are clustered in lower-income neighborhoods, driving a wealth transfer from less affluent and educated Americans to the multinational corporations that are increasingly managing the day-to-day operations of the state-sanctioned gambling games. A new investigation from the Howard Center for Investigative Journalism at the University of Maryland found that, in almost every state, lottery retailers are concentrated in lower-income neighborhoods that are disproportionately Black and Hispanic. The investigation also used, for the first time, mobile phone data to show that lottery retail store customers are mostly local. The center also found few checks on aggressive advertising and marketing of the games.

Wuhan Hongxin Semiconductor Manufacturing Co. was supposed to be one of China's most advanced chipmakers. Now it's bankrupt — a big flop at a time when the country seeks technological self-reliance.

Every answer this week is the last name of a late-night TV host, past or present. Identify the hosts from their anagrams.

The human toll of the weekend disaster is overwhelming, but the temblor also damaged some of Kathmandu's historic structures.

In Sunday's presidential election, incumbent Dilma Rousseff and right-of-center candidate Aecio Neves came out on top. Marina Silva, the environmentalist Socialist candidate, trailed far behind.

The university has set aside more than $2 billion in an investment fund. UVA's fund is among the biggest for a public school.

"If this doesn't work and it goes to auction and I lose everything, I'll still be able to spend the rest of my days saying I tried my best."

Atlanta Mayor Kasim Reed says mayors are in a position to accomplish a great deal, because they're locals. They can see a city the way "people who are most in need of help see it," he says.

Just over two months after Manafort was brought on to bring some structure to Donald Trump's presidential bid, the Washington insider has resigned from the campaign.