Episodes
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Driven by the fear of insufficient funds or unexpected life events, payday borrowers are forced to pay the loan fees before they pay basic living expenses. In this episode of InDebted, Scott Morgan takes in inside look at the short-term lender business.
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Barnwell County, SC is a place of timeless beauty, but for many residents it’s also a place with no future for growth or work. On the third episode of InDebted, we explore how a lack of opportunities passed down through generations is the backdrop for one of the worst places for debt in the United States and how for many the only way to get ahead is to go somewhere else.
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For decades, a college education was the “golden ticket” to the American Dream. On this episode of InDebted, host Scott Morgan looks at student loan debt in SC, especially how it disproportionately affects African American students.
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South Carolina has some of the worst personal debt numbers per capita in the country. On the series premiere of InDebted, we begin our dive into the factors that have led to this with the way many people first experience debt: credit cards.
Articles
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You probably call all kinds of short-term loan product 'payday loans.' But short-term, small-dollar loans are a rich tapestry.
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South Carolina has a bad rep when it comes to short-term, small-dollar lending. It's leading to a push to cap interest rates to federal military lending limits.
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Barnwell County is a microcosm of South Carolina's rural debt and poverty troubles. It's also the story of rural America in the 21st century.
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Student loans aren't too different from mortgages. But they're not insurmountable.
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Raul Zambrano's life is a little different than it was just a few months ago, for the better. But his story of student debt calculus is timeless.
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White student loan borrowers in South Carolina have it bad. Borrowers of color have it worse. Women borrowers of color have it worse yet.
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Credit card use in the U.S. is rising. As are credit limits on those cards. Here's how things look in South Carolina.
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One of the ironies of money is that you need to be in some state of manageable debt to have good credit. That means having a good credit score. But what is that?
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South Carolina Public Radio's podcast InDebted is a deep dive into the ecosystem of debt in the Palmetto State. What are the factors that make the state one of the worst places for personal debt in the country?
Resources
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How much does debt affect your life? InDebted Profiles, a companion blog series to the InDebted podcast, collects the stories of South Carolinians' relationship with debt in an effort to destigmatize this topic. You can share your story anonymously through the form below.
Interviews
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One of every three people in South Carolina have debt in collection. For people of color, it's one in two.
Meet the Host
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Scott Morgan is the Upstate multimedia reporter for South Carolina Public Radio, based in Rock Hill. He cut his teeth as a newspaper reporter and editor in New Jersey before finding a home in public radio in Texas. Scott joined South Carolina Public Radio in March of 2019. His work has appeared in numerous national and regional publications as well as on NPR and MSNBC. He's won numerous state, regional, and national awards for his work including a national Edward R. Murrow.