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Social Security Payment Strategies

Joy Watkins
Mike Switzer/SC Public Radio
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As our population continues to age, more and more people are entering the Social Security system.  But our next guest says that the big question for most people is: when is the best time to actually do so?  At age 62, 65, or later?

Mike Switzer interviews Joy Watkins, a certified financial planner with Anchor Investment Management in Columbia, SC.

After almost 20 years, Mike Switzer retired from Wells Fargo Securities in 2001 as Senior Vice President/Investment Officer and Certified Portfolio Manager. In 1999, he and his wife, Maggie, purchased and operated for eight years the Baskin Robbins ice cream store on Forest Drive in Columbia. They grew the store from a bottom-tier operation in the Baskin Robbins franchise system to one in the top 5% nationwide within three years, tripling sales along the way. While operating the ice cream store, Mike and Maggie received patents for a portable ice cream sink and fold-down sneezeguard they invented and in 2002 started Magnolia Carts, an ice cream cart manufacturing company, which they sold in 2013.