Identifying and managing risk in your financial plan

By Mike Switzer

Published September 9, 2025 at 6:30 AM EDT

Noel Swain, certified financial planner with ProVest Wealth Advisors in Spartanburg, S.C. — Noel Swain, certified financial planner in Spartanburg, S.C.

Our next guest says that one of the most often overlooked parts of a financial plan is a person’s risk tolerance level. And he says, most people also don’t realize there is more than one type of risk. Mike Switzer interviews Noel Swain, a certified financial planner in Spartanburg, SC.

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Mike Switzer

After almost 20 years, Mike Switzer retired from Wells Fargo Securities in 2001 as Senior Vice President/Investment Officer and Certified Portfolio Manager. In 1999, he and his wife, Maggie, purchased and operated for eight years the Baskin Robbins ice cream store on Forest Drive in Columbia. They grew the store from a bottom-tier operation in the Baskin Robbins franchise system to one in the top 5% nationwide within three years, tripling sales along the way. While operating the ice cream store, Mike and Maggie received patents for a portable ice cream sink and fold-down sneezeguard they invented and in 2002 started Magnolia Carts, an ice cream cart manufacturing company, which they sold in 2013.

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