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SC cities and counties still offer disaster help to qualified homewoners damaged by winter storms

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South Carolina's Housing's Disaster Assistance Program can be applied to winter storm damage.

Homeowners in most of South Carolina got through last weekend’s ice storm without lingering damage.

This weekend’s snow storm is not expected to bring the same potential for damage, but wind gusts and heavy snow do have the potential to cause damage to roofs, windows, and siding.

For income-qualified homeowners who experience damage from winter weather in 11 cities and counties, the state Disaster Assistance Program, or DAP., could be a way to bridge the between what insurance will pay for and what has to come out of your pocket.

DAP was created after Hurricane Helene. In 2025, SC Housing awarded $9.2 million through its Housing Trust Fund “to aid in the ongoing recovery from extreme weather events,” according to the agency’s website.

The goal of DAP is to assist lower-income homeowners whose properties were damaged by severe weather and not covered by insurance.

To qualify, “you have to be a homeowner, your name has to be on the deed; you have to be at 80% area median income or lower,” says Corinne Sferrazza, executive director of the Housing Development Corporation of Rock Hill. -- one of the 11 cities.

Applications in Rock Hill are considered on a rolling basis, for damage accrued from “recent declared events.”

Other cities and counties that provide DAP funds:

  • City of Aiken
  • Anderson County
  • City of Bennettsville
  • Charleston County
  • City of Greenville
  • Greenville County
  • Horry County
  • City of North Charleston
  • Rock Hill
  • City of Spartanburg
  • Spartanburg County

Eligible homeowners can receive up to $30,000 in funding for necessary repairs to their primary residence due to damage caused by hurricanes, tropical storms, tornadoes, floods, and other extreme weather events, according to SC Housing.

Scott Morgan is the Upstate multimedia reporter for South Carolina Public Radio, based in Rock Hill. He cut his teeth as a newspaper reporter and editor in New Jersey before finding a home in public radio in Texas. Scott joined South Carolina Public Radio in March of 2019. His work has appeared in numerous national and regional publications as well as on NPR and MSNBC. He's won numerous state, regional, and national awards for his work including a national Edward R. Murrow.